Terms & Conditions

We believe that everything we do
generates progress, confidence, and
relief for our customers.

Terms & Conditions

We believe that everything we do generates progress, confidence, and relief for our customers.

Introduction

Progressa.com is owned and operated by Progressa Financial Inc., a company incorporated in British Columbia, and with offices in Vancouver.  These Terms and Conditions govern the website and all associated Progressa Financial Inc. sites linked to these Terms and Conditions,

collectively “Site” or “Website”, owned, operated and controlled by Progressa Financial Inc., including any of its agents, successors, affiliates, assigns, and any entity that provides services on our behalf (collectively, “Progressa”, “we”, “us”, or “our”). As used herein, “Consumer(s)” or “you”, or “user” refer to anyone who accesses and/or uses the Site. By accessing or using the Site, you agree to comply with and be bound by the following terms and conditions of use. If you disagree with any part of these terms and conditions, please do not use the Site.

Review our Privacy Policy to understand how we collect, use and disclose personal information about you during the application process and as a customer.

Anyone is welcome to visit and browse the Site. Only persons who are resident in a Canadian province or territory where Progressa does business and are at least the age of majority in their province or territory of residence may apply for any account, product or services available on or through the Site, and by so applying you represent and warrant to Progressa that you meet those qualifications.
 You may not enter any false, fraudulent, indecent, obscene, profane or otherwise inappropriate information into any application or other data entry form or page located on or through the Site, and you represent, warrant and agree that you will enter only true and accurate information into any form or page related to the Site, you will keep such information updated, and that you will use the Site only in compliance with all applicable laws.
 You acknowledge and agree that Progressa does and will cooperate with law enforcement officials and agencies in any investigation of potential or alleged violations of any applicable law. You acknowledge and agree that Progressa may investigate (or have investigated on its behalf) allegations of infringement of third party rights or abuse or any other inappropriate use of the Site.

Intellectual Property Rights

The content, design, and intellectual property on the Site are owned by Progressa and are protected by Canadian and international copyright, trademark, patent, trade secret and other intellectual property or proprietary rights laws. You are permitted to use the Site for your personal, non-commercial use only.  You may not reproduce, distribute, modify, or otherwise use any part of the Site without our prior written consent.

Use of Site

You may not download, view, copy or print information or any other aspect of the Site, unless expressly agreed to by Progressa, or: (i) solely for your personal, non-commercial purposes, such as to print consents, disclosures, agreements, and other pages specifically related to your Progressa account; and (ii) provided that no proprietary notices or disclaimers therein are modified, obscured or altered. The information on the Site is for informational purposes only and although we strive to be accurate, we do not warrant the Site’s completeness, timeliness or accuracy.

The Site may be accessed through most web browsers. You agree not to use any robot or other automatic device, manual process or application or data mining or extraction tool to access, monitor, copy or use the Site. You agree not to decompile, reverse engineer, or disassemble the Site. You agree not to take any other action in connection with your use of the Site that violates any local, provincial/territorial, national or international law, rule, regulation or order of any court or that may otherwise be in conflict with these Terms and Conditions.

We have the right to disable any user identification code or password, whether chosen by you or provided by us, at any time in our sole discretion for any or no reason, including, if in our opinion, you have failed to comply with any provision of these Terms and Conditions.

We reserve the right to investigate or take legal action against any illegal or unauthorized use of the Site or any services provided via the Site. Our decision not to pursue legal action for any violation of these Terms and Conditions shall not be construed as a waiver of any provision of these Terms and Conditions or any of our legal rights.

User Content

By submitting any content (including but not limited to comments, reviews, or submissions) to the Site, you grant Progressa a non-exclusive, royalty-free, perpetual, irrevocable, and fully sublicensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such content worldwide in any media.

Mobile Terms and Conditions

Progressa Alerts
Opt in to receive important updates and alerts from Progressa relating to status updates, alerts and reminders about your accounts or inquiries, and customer service initiatives. Call 1-855-723-5626 to speak to a representative and opt-in to Progressa Alerts, you will receive up to 10 alerts per week. Message and data rates may apply.

By opting in to this service, you consent to receive mobile text alerts using an automatic telephone dialling system. Consent to receive marketing text messages is not required as a condition of purchasing any goods or services.

By signing up, you are confirming you are over the age of 13.

STOP Information: Text STOP to 56267 to stop receiving Progressa Alerts messages from Progressa (you will receive a confirmation text).

HELP Information: For additional information, text HELP to 56267 or contact 855-723-5626.

Supported carriers are:
AT&T, Sprint, T-Mobile®, Verizon Wireless, Boost, Cricket, MetroPCS, U.S. Cellular, Virgin Mobile, Google Voice, ACS Wireless, Advantage Cellular (DTC Wireless), Appalachian Wireless, Atlantic Tele-Network International (ATN), Bandwidth, Bluegrass Cellular, Buffalo Wireless, CableVision, Carolina West Wireless, Cellcom, Copper Valley, C-Spire Wireless (formerly Cellsouth), Cellular One of East Central Illinois, Chariton Valley Cellular, Cross (dba Sprocket), Duet IP, Element Mobile, EpicTouch, GCI Communications, Golden State, Hawkeye (Chat Mobility), Hawkeye (NW Missouri Cellular), i Wireless (IOWA Wireless), Illinois Valley Cellular, Immix (Keystone Wireless / PC Management), Inland Cellular, Mobi PCS (Coral Wireless LLC), Mosaic, MTA Communications, MTPCS / Cellular One (Cellone Nation), Nex-Tech Wireless, Panhandle Telecommunications, Peoples Wireless, Pine Belt Wireless, Pine Cellular, Pioneer, Plateau, Revol Wireless, RINA, SI Wireless/Mobile Nation, SouthernLinc, SRT Wireless, Thumb Cellular, Union Wireless, United, Viaero Wireless, West Central Wireless, Leaco, Nemont/Sagebrush. T-Mobile is not liable for delayed or undelivered messages.

We take your privacy seriously. Please visit https://progressa.com/privacy-policy/ to review our privacy policy.

Disclaimer of Warranties

You understand that we cannot and do not guarantee or warrant that files available for downloading from the internet or the Site will be free of viruses or other destructive code. You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for anti-virus protection and accuracy of data input and output, and for maintaining a means external to our site for any reconstruction of any lost data. WE WILL NOT BE LIABLE FOR ANY LOSS OR DAMAGE CAUSED BY A DISTRIBUTED DENIAL-OF-SERVICE ATTACK, VIRUSES OR OTHER TECHNOLOGICALLY HARMFUL MATERIAL THAT MAY INFECT YOUR COMPUTER EQUIPMENT, COMPUTER PROGRAMS, DATA OR OTHER PROPRIETARY MATERIAL DUE TO YOUR USE OF THE SITE OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE SITE OR TO YOUR DOWNLOADING OF ANY MATERIAL POSTED ON IT, OR ON ANY WEBSITE LINKED TO IT.

YOUR USE OF THE SITE, ITS CONTENT AND ANY SERVICES OR ITEMS OBTAINED THROUGH THE SITE IS AT YOUR OWN RISK. THE SITE, ITS CONTENT AND ANY SERVICES OR ITEMS OBTAINED THROUGH THE SITE ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. NEITHER THE COMPANY NOR ANY PERSON ASSOCIATED WITH THE COMPANY MAKES ANY WARRANTY OR REPRESENTATION WITH RESPECT TO THE COMPLETENESS, SECURITY, RELIABILITY, QUALITY, ACCURACY OR AVAILABILITY OF THE SITE. WITHOUT LIMITING THE FOREGOING, NEITHER THE COMPANY NOR ANYONE ASSOCIATED WITH THE COMPANY REPRESENTS OR WARRANTS THAT THE SITE, ITS CONTENT OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE SITE WILL BE ACCURATE, RELIABLE, ERROR-FREE OR UNINTERRUPTED, THAT DEFECTS WILL BE CORRECTED, THAT OUR SITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS OR THAT THE SITE OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE SITE WILL OTHERWISE MEET YOUR NEEDS OR EXPECTATIONS.

THE COMPANY HEREBY DISCLAIMS ALL WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, STATUTORY OR OTHERWISE, INCLUDING BUT NOT LIMITED TO ANY WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT AND FITNESS FOR PARTICULAR PURPOSE. THE FOREGOING DOES NOT AFFECT ANY WARRANTIES WHICH CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.

Limitation of Liability

EXCEPT WHERE PROHIBITED BY LAW, NEITHER PROGRESSA, NOR ITS DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, CONTRACTORS, SUCCESSORS OR ASSIGNS OF

EACH, SHALL BE LIABLE TO YOU FOR ANY INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL OR PUNITIVE DAMAGES, INCLUDING LOST PROFITS.

IN NO EVENT WILL PROGRESSA OR ITS DIRECTORS, EMPLOYEES OR AGENTS BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIAL OR PUNITIVE DAMAGES, INCLUDING FOR ANY LOST PROFITS OR LOST DATA ARISING FROM YOUR USE OF THE SITE OR THE SERVICE OR ANY OF THE SITE CONTENT OR OTHER MATERIALS ON OR ACCESSED THROUGH THE SITE, EVEN IF PROGRESSA IS AWARE OR HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

Indemnification

You agree to defend, indemnify and hold harmless the Company, its affiliates and licensors and their respective officers, directors, employees, contractors, agents, licensors and suppliers from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses or fees (including reasonable attorneys’ fees) resulting from your violation of these Terms and Conditions or your use of the Site, including, without limitation, any use of the Site’s content, services and products other than as expressly authorized in these Terms and Conditions or your use of any information obtained from the Site.

Governing Law

The Site and these Terms and Conditions will be governed by and construed in accordance with the laws of the Province of British Columbia and the federal laws of Canada applicable therein, without giving effect to any choice or conflict of law provision, principle, or rule (whether of the laws of the Province of British Columbia or any other jurisdiction) and notwithstanding your domicile, residence, or physical location.

Changes to Terms

We reserve the right to modify or replace these Terms and Conditions at any time without prior notice. Your continued use of the Site after any such changes constitutes your acceptance of the new Terms and Conditions.

Severability

Any failure by Progressa to exercise any rights or enforce any of these Terms and Conditions shall not constitute a waiver of such rights or terms with regard to the use of the Site. If any provision of these Terms and Conditions or their application in a particular circumstance is held to be invalid or unenforceable to any extent, the remainder of these Terms and Conditions, or the application of such provision in other circumstances, shall not be affected thereby, and each provision hereof shall be valid and enforced to the fullest extent permitted by law. These Terms and Conditions constitute the entire agreement between you and Progressa with regard to your use of the Site, and any and all other written or oral agreements or understandings previously existing between you and Progressa with respect to such use are hereby superseded and canceled.

Contact Information

If you have any questions about these terms and conditions,

please contact Customer Service:

Phone: 1‑855‑723‑5626

Email: info@progressa.com

By using the Site, you signify your acceptance of these terms and conditions. If you do not agree to these terms and conditions, please do not use the Site.

Last Updated: April 8, 2024