Progressa Plus

Enhance your loan with tools
to help you monitor your credit,
weather a storm and
improve your financial health faster.

Progressa Plus

Enhance your loan with tools to help you monitor your credit, weather a storm and improve your financial health faster.

Features & Benefits

Progressa Plus us a subscription service to help you monitor your credit, better manage your loan, weather unexpected financial storms and equip you with the information you need to improve your financial health faster.


No NSF Fees
Depending on your province, a missed payment can cost you as much as $50.
With Progressa Plus, you pay $0.


Equifax Credit Health
We have partnered with Equifax to provide subscribers with an extensive credit monitoring portal that goes well beyond your current credit score to help you gain a 360 degree view of your financial health.


Progressa Borrower Portal
Take control of your loan with access to our subscriber-only borrower portal.

A Better Way to Borrow

Named by CB Insights to the 2018 Fintech 250, a list of the world’s top fintech startups, Progressa is Canada’s fastest growing financial technology lender focused on changing the way paycheque to paycheque Canadians access and build credit. Since 2013, our mission has been to build a socially responsible consumer finance company that encourages borrowing for the right reasons that Canadians can be proud of.

We empower collection agencies and enterprises to offer proactive solutions and drive healthy recoveries while protecting brand reputation with industry-leading NPS and servicing.

Terms & Conditions

We try to keep things simple. Customers with an active Progressa Plus subscription will enjoy the Features & Benefits listed above.

The cost of a subscription is $24 per month and is billed with your loan’s scheduled payment. If you pay your loan bi-weekly, your subscription fee will be $11.08 per payment. If you pay your loan twice a month, your subscription fee will be $12 per payment.

As long as you successfully pay your subscription fee with each loan payment, your subscription will be active.

If you miss a payment that is ok, as long as you catch up on any missed payments as soon as you can. Missing a payment will extend the time it will take you to fully pay your loan. We will keep your subscription active and you can enjoy all of the benefits of Progressa Plus as long as you do not let your loan reach 60 days past due. If you reach that point, your subscription will become inactive.

If your subscription becomes inactive, you can reactive it at any time provided that your loan is not 60 days or more past due.

The Paper Plane Promise

No two paper planes are exactly the same. Each has its own unique details. For most, these details are easy to notice. The weight of the paper. The colour. The texture.

But for us at Progressa, each paper plane represents you ‑ our customer. Every crease, fold, bend, cut, and edge. They’re unique parts of your story. And your story matters.

Everyone occasionally needs a course correction in their finances. Our attention to detail, superior products, and relentless focus on customer service ensure that your story can be put back on course.

Peace of mind. Confidence. And progress.

Have a question? Get in touch with our team!Contact Progressa

Have a question? Get in touch with our team!